Medical Malpractice Insurance for Family Practice

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Why Are New York’s Family Practice physicians choosing PRI as Their Medical Malpractice Insurance Carrier?

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PRI has some of the lowest Family Practice rates for an admitted malpractice insurance carrier in New York

Get an instant quote today, and take advantage of PRI’s premium discount opportunities.

PRI is physician-owned and exclusive to New York

As a physician-owned professional liability insurance company exclusive to New York, PRI understands what it means to put the needs of New York Family Practice physicians first.

Spend less time managing your policy and more time caring for your patients

PRI understands that the last thing a family practitioner needs to do is to spend valuable time with mundane administrative tasks which is why PRI has developed PRIConnect.

PRIConnect is a suite of web-based tools designed to ensure that our physicians can easily manage their malpractice insurance policy. With PRIConnect, physicians can easily receive quotes and apply for malpractice insurance, access their premiums and deductibles, view invoices, generate certificates of insurance, and much more.

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Successful claims defense

As a physician-owned company, PRI understands that protecting your reputation and interests are our number one priority. If you are ever involved in a malpractice suit, you can rest assured knowing that our claims specialists will work tirelessly to investigate and strategize on your behalf. At PRI, we will put together a team of top legal, claims, insurance, and medical experts, including leading experts in family medicine, to bring forth the strongest defense possible on your behalf. In the past 12 months, PRI has received defense verdicts in over 90%  of cases brought to trial. To learn more about our defense verdicts, click here.

Comprehensive risk management services

PRI’s risk management and legal team has decades of experience supporting and advising our physicians on how to best mitigate risk in their practice. PRI provides telephone and in office risk management consultations services for both small and large practices.

Access to award-winning education

PRI’s award winning CME and MOC education programs combine the very best risk management and patient safety content into easy to learn, memorable online courses. PRI courses are approved by the Medical Society of the State of New York and the New York State Department of Financial Services for the New York State medical malpractice insurance premium discount and excess malpractice insurance program.

Also:

  • Stay informed with PRI’s legal briefs
  • Find specialty-specific risk management content with PRI’s original articles, videos, and posts.
  • Stay current by following PRI’s social media feeds for the latest news, information, and original articles.
  • Keep up to date with the latest malpractice trends by attending PRI’s webinars.

Physician peer support

No family medicine physician wants to have an adverse event or become involved in a malpractice lawsuit. Unfortunately, it is impossible to completely eliminate risk, no matter how competent a physician may be. At PRI, we have trained, knowledgeable, experienced physicians to provide support to you if the need arises. Our critical care peer-supporters are available to have a confidential call to discuss an adverse event, litigation, or any frustrations or challenges related to practicing medicine today.

PRI also has monthly group peer support meetings for physicians who wish to have a confidential discussion with a group of peers.

 

In Focus – Family Practice Malpractice Claims

It is not surprising, given the nature of the work of family physicians, according to a Medscape Survey in 2015, failure to diagnose is the top allegation for this specialty. This was followed by patient suffering an abnormal injury, failure to treat, errors in medication administration, and poor documentation of patient instruction and patient education. (1) Although by age 54, more than 50% of PCPs (54%) had experienced at least one malpractice suit, the Medscape Survey (2015) shows that PCPs are at less risk of being sued compared to their peers in other specialties. (2)

Family physicians (PCP) are in an opportune place as a specialty, to establish strong relationships with both patient and family alike.  When there is an unexpected outcome in clinical care, research shows that patients and families are less inclined to bring a lawsuit against a physician that they like. It is easier to sue a physician when there is no relationship established and from a family perspective even easier to sue a physician the family has never met. This is not this situation in family practice.  It is the philosophy of the Family Medicine that the patient and family are at the center of your care. You know and understand your patients and above all else you establish relationships based on trust. This bond can provide the greatest protection for you against litigation.

 

References

  1. Carol Peckham, Sarah Grisham Medscape Malpractice Report 2015: Why Primary Care Physicians Get Sued, December 28, 2015   https://www.medscape.com/features/slideshow/malpractice-report-2015/primary-care#page=1
  2. Carol Peckham, Sarah Grisham Medscape Malpractice Report 2015: Why Primary Care Physicians Get Sued, December 28, 2015   https://www.medscape.com/features/slideshow/malpractice-report-2015/primary-care#page=1

 

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