Hospitals and Healthcare Facilities

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The division of Hospitals and Special Programs is designed to be your “one stop” for accounts that require medical malpractice protection.

PRI is a New York State admitted carrier since 1982, and the second largest underwriter of professional liability insurance in NYS. Staffed by professional well versed and experienced in healthcare, our products and award-winning risk management programs are comprehensive and reflect coverage for modern day exposures that give rise to claims.  As an insured, you can expect an emphasis on customer service and benefit from the years of knowledge we have acquired in this evolving industry.  The Hospitals and Special Programs division also administers PRI’s alternative risk financing program and access to our rent a captive facility for qualified participants.​​​​​​​

Products

  • Professional Liability Insurance (Claims Made and Occurrence)
  • General Liability Coverage (Occurrence)
  • Excess Coverage
  • GAP and Vicarious Coverage
  • “Nose” and “Tail” Coverage
  • Deductibles Available
  • VAP Premium Discounts
  • $1 Million/$3 Million Limits (Primary or Excess)
  • Payment Options

Services

  • Claims Management
  • Customized Electronic Reporting
  • Loss Run Analyses
  • Actuarial Analyses
  • Award Winning Risk Management
  • Web and Audio Conferences
  • Onsite Investigative Staff
  • Legal Consultation
  • Customized Audits
  • On-line Risk Management Courses
  • Annual Risk Management Conferences
  • Customized coverage options available

Classes of Business

  • Hospitals/Healthcare Facilities
  • Ambulatory Surgery Centers
  • Article 28 Clinics
  • Cardio-Rehab Centers
  • Children’s Hospitals
  • College Based Clinics
  • Community Health Centers
  • Counties and Municipalities
  • Dialysis Centers
  • Drug Treatment Centers
  • Home Health Agencies
  • Imaging Laboratories
  • Medical Schools & Universities
  • Physical Rehabilitation
  • Social Service Programs
  • Surgicenters… and more!

Hospitals

Hospitals face multiple unique challenges such as, government mandates, mergers and acquisitions, patient safety and quality, technology, and acquisition of physician groups. PRI’s experienced team of underwriters, claims staff and risk management understand the unique needs healthcare facilities require and will work closely with you to structure a program to make sure all of your needs and exposures are addressed, so you can focus on providing quality healthcare.

Healthcare Facilities

With medical facilities expanding and being able to offer more procedures in an outpatient setting, you need a partner that’s ready to meet these ever-changing needs.  PRI’s experienced team of underwriters, claims staff and risk management understand the unique needs healthcare facilities require and will work closely with you to structure a program to make sure all of your needs and exposures are addressed, so you can focus on providing quality healthcare.

Physician Groups

Physician groups have gone through extraordinary changes over the past few years.  The mergers and acquisition by hospitals have increased drastically.  The physician groups that are still in practice are facing tough challenges with regulatory and reform changes, audits, credentialing, and privilege issues.  PRI’s experienced team of underwriters, claims staff and risk management understand the unique needs facing physician groups and will work closely with you to structure a program to make sure all of your needs and exposures are addressed, so you can focus on providing quality healthcare.

Captive

Captive insurance companies offer a unique alternative to traditional relationships with commercial insurance companies. Policyholders with access to a captive are able to have an opportunity to share risks and enjoy rewards derived for improved claims experience. PRI’s Bermuda-based captive, Futuro Insurance Company, Ltd., was established to afford a turn-key, cost efficient, vehicle to facilitate risk sharing with PRI policyholders. PRI’s experienced team of underwriters, claims staff and risk management can structure a captive program that is unique to your facility, hospital or physician group.

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Risk Management

Physician groups have gone through extraordinary changes over the past few years.  The mergers and acquisition by hospitals have increased drastically.  The physician groups that are still in practice are facing tough challenges with regulatory and reform changes, audits, credentialing, and privilege issues.  PRI’s experienced team of underwriters, claims staff and risk management understand the unique needs facing physician groups and will work closely with you to structure a program to make sure all of your needs and exposures are addressed, so you can focus on providing quality healthcare.

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Whether you’re a Hospital, Clinic, or a Large Doctor Group

PRI’s experienced team of underwriters, claims staff and risk management understand the unique challenges faced by healthcare providers, our highest priority is providing excellent customer service by responding quickly and effectively to your needs, thereby allowing you to focus on providing quality healthcare.

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