Medical Malpractice Insurance for Internists

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Why Are New York’s Internal Medicine physicians choosing PRI as Their Medical Malpractice Insurance Carrier?

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PRI has some of the lowest rates for internists as an admitted malpractice insurance carrier in New York

Get an instant quote today, and take advantage of PRI’s premium discount opportunities.

PRI is physician-owned and exclusive to New York

As a physician-owned professional liability insurance company exclusive to New York, PRI understands what it means to put the needs of New York Family Internal Medicine physicians first.

Spend less time managing your policy and more time caring for your patients

PRI understands that the last thing an internist needs to do is to spend valuable time with mundane administrative tasks which is why PRI has developed PRIConnect.

PRIConnect is a suite of web-based tools designed to ensure that our physicians can easily manage their malpractice insurance policy. With PRIConnect, physicians can easily receive quotes and apply for malpractice insurance, access their premiums and deductibles, view invoices, generate certificates of insurance, and much more.

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Successful claims defense

As a physician-owned company, PRI understands that protecting your reputation and interests are our number one priority. If you are ever involved in a malpractice suit, you can rest assured knowing that our claims specialists will work tirelessly to investigate and strategize on your behalf. At PRI, we will put together a team of top legal, claims, insurance, and medical experts, including leading experts in internal medicine, to bring forth the strongest defense possible on your behalf. In the past 12 months, PRI has received defense verdicts in over 90%  of cases brought to trial. To learn more about our defense verdicts, click here.

Comprehensive risk management services

PRI’s risk management and legal team has decades of experience supporting and advising our physicians on how to best mitigate risk in their practice. PRI provides telephone and in office risk management consultations services for both small and large practices.

Access to award-winning education

PRI’s award winning CME and MOC education programs combine the very best risk management and patient safety content into easy to learn, memorable online courses. PRI courses are approved by the Medical Society of the State of New York and the New York State Department of Financial Services for the New York State medical malpractice insurance premium discount and excess malpractice insurance program.

Also:

  • Stay informed with PRI’s legal briefs
  • Find specialty-specific risk management content with PRI’s original articles, videos, and posts.
  • Stay current by following PRI’s social media feeds for the latest news, information, and original articles.
  • Keep up to date with the latest malpractice trends by attending PRI’s webinars.

Physician peer support

No internist wants to have an adverse event or become involved in a malpractice lawsuit. Unfortunately, it is impossible to completely eliminate risk, no matter how competent a physician may be. At PRI, we have trained, knowledgeable, experienced physicians to provide support to you if the need arises. Our critical care peer-supporters are available to have a confidential call to discuss an adverse event, litigation, or any frustrations or challenges related to practicing medicine today.

PRI also has monthly group peer support meetings for physicians who wish to have a confidential discussion with a group of peers.

 

In Focus – Internal Medicine Malpractice Claims

In a 2017 Medscape survey, the top 10 specialties most frequently sued were listed.  Not surprising was a list composed of predominantly of surgeons and those specialties performing invasive procedures. (1)

Why are internists sued? Researchers reviewed almost 250,000 claims submitted to the Physician Insurers Association of America and from that extracted 33,747 claims related to internal medicine.

Below are the top five reasons:

  • Harm caused by failure to correctly diagnose primary medical condition (26.4% of all closed claims)
  • Breach of care due to other failures (25.4% of all closed claims)
  • Harm caused by errors in actual performance of a procedure (11.1% of all closed claims
  • Harm caused by failure to monitor subordinates such as a nurse or residents (10.9% of all closed claims)
  • Harm caused by incorrect prescription or administration of medications (8.5% of all closed claims) (2)

 

The authors of this research, published in JAMA in 2014, noted: These data confirm that internists are vulnerable to claims related to what they do commonly — evaluation and management activities — and for the commonly fatal diseases that they are expected to diagnose, such as acute myocardial infarction and lung, colon, and breast cancers” . (3)

 

 

 

References

  1. Sandra Levy and Leslie Kane Medscape Malpractice Report, November 15, 2017.

2. Medpage Today with orginal source:

Sandeep S. Mangalmurti, M1; John Gordon Harold, MD2;Parul Divya Parikh,

JAMA, Characteristics of Medical Professional Liability Claims Against Internists, June, 2014

 

3. Medpage Today with orginal source:

Sandeep S. Mangalmurti, M1; John Gordon Harold, MD2;Parul Divya Parikh,

JAMA, Characteristics of Medical Professional Liability Claims Against Internists, June, 2014

 

 

 

 

 

Helpful Internal Medicine resources

 

 

 

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