Medical Malpractice Insurance for Pediatrics

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Why Are New York’s Pediatricians choosing PRI as Their Medical Malpractice Insurance Carrier?

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PRI has some of the lowest pediatric rates for an admitted malpractice insurance carrier in New York

Get an instant quote today, and take advantage of PRI’s premium discount opportunities.

PRI is physician-owned and exclusive to New York

As a physician-owned professional liability insurance company exclusive to New York, PRI understands what it means to put the needs of New York Pediatricians first.

Spend less time managing your policy and more time caring for your patients

PRI understands that the last thing a pediatrician needs to do is to spend valuable time with mundane administrative tasks which is why PRI has developed PRIConnect.

PRIConnect is a suite of web-based tools designed to ensure that our physicians can easily manage their malpractice insurance policy. With PRIConnect, physicians can easily receive quotes and apply for malpractice insurance, access their premiums and deductibles, view invoices, generate certificates of insurance, and much more.

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Successful claims defense

As a physician-owned company, PRI understands that protecting your reputation and interests are our number one priority. If you are ever involved in a malpractice suit, you can rest assured knowing that our claims specialists will work tirelessly to investigate and strategize on your behalf. At PRI, we will put together a team of top legal, claims, insurance, and medical experts, including leading experts in pediatrics, to bring forth the strongest defense possible on your behalf. In the past 12 months, PRI has received defense verdicts in over 90%  of cases brought to trial. To learn more about our defense verdicts, click here.

Comprehensive risk management services

PRI’s risk management and legal team has decades of experience supporting and advising our physicians on how to best mitigate risk in their practice. PRI provides telephone and in office risk management consultations services for both small and large practices.

Access to award-winning education

PRI’s award winning CME and MOC education programs combine the very best risk management and patient safety content into easy to learn, memorable online courses. PRI courses are approved by the Medical Society of the State of New York and the New York State Department of Financial Services for the New York State medical malpractice insurance premium discount and excess malpractice insurance program.

Also:

  • Stay informed with PRI’s legal briefs
  • Find specialty-specific risk management content with PRI’s original articles, videos, and posts.
  • Stay current by following PRI’s social media feeds for the latest news, information, and original articles.
  • Keep up to date with the latest malpractice trends by attending PRI’s webinars.

Physician peer support

No pediatrician wants to have an adverse event or become involved in a malpractice lawsuit. Unfortunately, it is impossible to completely eliminate risk, no matter how competent a physician may be. At PRI, we have trained, knowledgeable, experienced physicians to provide support to you if the need arises. Our surgeon peer-supporters are available to have a confidential call to discuss an adverse event, litigation, or any frustrations or challenges related to practicing medicine today.

PRI also has monthly group peer support meetings for physicians who wish to have a confidential discussion with a group of peers.

 

In Focus – Pediatric Malpractice Claims

Although all physician specialties face medical malpractice claims, Pediatrics is by far one of the least vulnerable to litigation.  At the same time, although frequency is low, when lawsuits do occur they can be quite costly.  Injury or disability in children brings large medical expenses and /or lost earnings over time accounting for the high indemnity payments in the claims. (1)

According to the American Academy of Pediatrics, 1 in 5 pediatricians is sued once over the course of their careers. (2)  Pediatricians most frequently are sued for failure to diagnose. What diagnoses are most often missed?

  • Viral illnesses being diagnosed as bacterial illnesses
  • Misdiagnosis of medication side effects,
  • Psychiatric disorders
  • Appendicitis (3)

Pediatricians face a great challenge when it comes to diagnosing a child correctly and in a timely fashion.  The physician devoted to caring for children has a patient not skilled in description and discussion of symptoms experienced.  Families go a long way in trying to provide a health history, though, they also are in a challenging position, depending upon the age and verbal abilities of the patient.

Hardeep Singh and colleagues surveyed more than 1300 pediatricians. Their results, published in Pediatrics, addressed participants as reporting having made one or two diagnostic errors a month. (4) Additionally, nearly 1/2 of pediatricians reported diagnostic errors that harmed patients at least once or twice per year. (5) Physicians ranked access to electronic health records and close follow-up of patients as strategies most likely to be effective in preventing diagnostic errors. (6)

 

References

  1. Anupam, B Et Al, Malpractice Risk Among US Pediatricians Pediatrics 2013 Jun; 131(6)
  2. American Academy of Pediatrics Periodic Surveys, 2015
  3. Singh, H et al, Errors of Diagnosis in Pediatric Practice: A Multisite Survey Pediatrics, June 2010
  4. Singh, H et al, Errors of Diagnosis in Pediatric Practice: A Multisite Survey Pediatrics, June 2010
  5. Singh, H et al, Errors of Diagnosis in Pediatric Practice: A Multisite Survey Pediatrics, June 2010
  6. Singh, H et al, Errors of Diagnosis in Pediatric Practice: A Multisite Survey Pediatrics, June 2010

 

Helpful Pediatric resources

 

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